Frequently Asked Questions

What is a Self-Directed Retirement Account and why should I consider one?

A self-directed retirement plan, which includes IRAs, HSAs, ESAs and Solo 401(k) plans are distinctly different from other retirement plan offerings since the IRA holder takes control of the types of investments that are held under their retirement plan.

Self-directed retirement plan providers do not offer investments but instead offer the platform that enables investors to invest in alternative investments such as real estate, notes, private placements and others.

What makes Heritage IRA different from other providers?

At Heritage IRA, we combine expert guidance from credentialed retirement professionals with a commitment to providing retirement education to our clients. We make the process of setting up and managing your Self-Directed Retirement Account simple and straightforward. Additionally, Fortis Bank, a fully FDIC-insured institution, serves as your custodian for one-to-one transactions, ensuring security and peace of mind throughout the process.

What can I invest in with a Self-Directed IRA?

There are a lot of options! Common investments include real estate, private lending, private equity, and precious metals

How do I get started with Heritage IRA?

Getting started is easy! You can open an account online in minutes or contact us to speak with a retirement specialist who can answer your questions and guide you through the process. You can always give us a call at (713) 489-4472 for more information.

Are there any risks with Self-Directed IRAs I should be aware of?

While offering more control, Self-Directed Retirement Accounts come with the responsibility of making your own investment decisions. It is important to fully understand the investments you choose. You are responsible to conduct proper due diligence in any investment you choose.

Heritage IRA does not offer financial advice, and recommends that you speak to a tax, legal or investment professional for questions.